Description : Fatema Begum and her husband, Badruddin Zaman, cross a flood zone to visit a customer. Fatema has built her mobile phone into a lucrative business for herself ? and an indispensable connection for her village. In 1998 she bought a cell phone, through a nonprofit program set up by Bangladesh?s Grameen Bank, in partnership with a cellular company called Grameen Phone. Their aim was to sell mobile phones to rural women to provide them with a business opportunity and link their neighbors to the wider world. Fatima took out a loan for 0 from Grameen Bank, on a payback system of 400 taka a week, about , over four years. She paid off the loan in one year. Her income exceeds 0 a year, in a country where the annual per-capita income is about 0. Today, in her mid-30s, Fatema is one of Dhaluarchar?s most prosperous residents. Dhaluarchar, Bangladesh.